AI Net Worth Tracking
You Can Actually Trust
Connect all your accounts and get AI-powered insights from Charlie — grounded in your real financial data, validated by a 14-layer guardrail pipeline. Built by a veteran. Trusted by everyone.
Veteran-OwnedTrusted by veterans and families nationwide
Key Benefits
Bank-Level Security
Your financial data is encrypted and protected with the same security standards used by financial institutions.
Real-Time Tracking
Automatically sync your accounts and get real-time updates on your net worth across all asset classes.
AI-Powered Insights
Get personalized recommendations and insights powered by artificial intelligence to optimize your wealth.
Your Complete Financial Picture
Take command as Nova brings all your assets together in one beautiful, easy-to-understand command center.
Nova command center: Track net worth, optimize asset allocation, and stay ahead of account balances in real-time
AI Budget Insights
Get personalized budget recommendations powered by AI
All Assets in One View
Track real estate, crypto, vehicles, and more
Track Your Growth
Visualize net worth changes over time
Maximize Your RewardsComing Soon
Know which card to use for every purchase
AI You Can Actually Trust
Most finance apps bolt on a generic chatbot. Charlie is built differently — grounded in your actual data, verified before it reaches you.
Grounded Answers
Charlie answers from your actual financial data, not generic LLM training. Every insight is tied to a real number in your account.
14-Layer Verification
Every Charlie response passes through a guardrail pipeline — DLP scanner, hallucination guard, prompt-injection guard, semantic risk scorer, and more — before it reaches you.
Continuously Evaluated
A 100-case adversarial eval suite re-runs on every change, so trust doesn't regress as Nova grows. We verify Charlie works before shipping, every time.
Built for People Who Take Their Finances Seriously
A veteran-owned business building the net worth tracker we always wanted — private, transparent, and powered by AI that actually helps.
Veteran-Owned Small Business
Nova is proudly built by a veteran-owned company. We bring military discipline to financial technology — security-first, mission-focused, and built to serve everyone. See resources for veterans.
Growing Every Day 🚀
Nova is evolving fast — shaped by real users and improving every week. We'd love your honest feedback.
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We're building the net worth tracker we always wanted. Be among our first users and help shape the future of personal finance.
Your Finances, Anywhere
Install Nova on your phone like a native app — no app store required
Enterprise-Grade Security
AES-256 Encryption
Military-grade security
Bank-Level Security
Enterprise-grade protection
Credential Isolation
We never see passwords
HTTPS/TLS
Encrypted connections
Everything You Need in One Place
Nova combines the best features of Monarch, YNAB, Empower, and Rocket Money — plus unique AI capabilities no competitor offers.
Tracking & Sync
12,000+ Institutions
Connect your banks in 30 seconds - never manual entry again
Auto-Sync
Real-time webhooks keep your data fresh automatically
Net Worth Tracking
See exactly how much wealthier you've become
Asset Allocation
Know where every dollar is allocated instantly
Analytics & Intelligence
Maximize Your Credit Card RewardsComing Soon
Track your credit cards with real card images and spending categories. Rewards optimization coming soon.
Spending Analytics
See where every dollar goes without lifting a finger
Charlie's Insights
Get smart recommendations that actually save you money
Subscription Tracker
Catch forgotten subscriptions draining your accounts
Planning & Goals
Smart Budgets
Stop guessing - let AI build your perfect budget
Goal Tracking
Watch your dreams become reality with visual progress
Debt Payoff
Become debt-free faster with optimized strategies
Cash Flow Forecast
Never wonder if you can afford something again
Multi-Asset Support
Banking & Credit
Checking, savings, credit cards
Investments
Stocks, bonds, retirement accounts
Real Estate
Watch your property values update automatically each quarter
Vehicles
Know your car's true value with automatic valuations
Cryptocurrency
Track crypto gains and losses in real-time
Multi-Currency
Manage wealth across borders effortlessly
Manual Assets
Track anything valuable - art, jewelry, collectibles
Liabilities
See your path to becoming completely debt-free
Automation & Export
Auto-Categorize
Never manually categorize a transaction again
Background Sync
Wake up to fresh data every morning at 2 AM
CSV Export
Take your data anywhere - you own it completely
PDF Reports
Impress lenders with professional financial reports
Frequently Asked Questions
Everything you need to know about Nova Net Worth
Is my financial data secure?
Yes! Nova uses bank-level AES-256 encryption, secure TLS/SSL connections, and never stores your banking credentials. We use Plaid for secure bank connections, and all data is encrypted at rest and in transit. We implement enterprise-grade security controls and follow industry best practices.
Learn more about our security →How does Plaid integration work?
Plaid is a trusted third-party service that securely connects to 12,000+ financial institutions. When you link your bank, Plaid uses read-only access to fetch your account balances and transactions. Your banking credentials are never shared with Nova - we can't move money or access your accounts directly.
What makes Nova's AI different from Monarch's or Origin's?
Most net worth apps bolted AI on as a feature — generic chatbots wrapped around your data. Charlie is grounded in your actual financial facts, validated by a 14-layer guardrail pipeline (DLP scanner, hallucination guard, prompt-injection guard, semantic risk scorer, and more), and continuously tested with a 100-case adversarial eval suite that re-runs on every change. We publish our verification infrastructure because trust in fintech has to be earned, not claimed.
Can I track cryptocurrency, real estate, and vehicles?
Absolutely! Nova supports tracking of crypto (with real-time prices), real estate (with automatic quarterly revaluations via ATTOM), vehicles (with Price Digests revaluations), precious metals, collectibles, and any other asset type you can think of - manually or automatically.
Do I need to connect my bank accounts?
No! You can add any account manually including cash, investments, real estate, vehicles, cryptocurrency, and other assets. Automatic bank connections via Plaid are optional but recommended for convenience and real-time updates.
What happens to my data if I cancel?
You retain full access to your data during your paid period. You can export all your data (CSV/PDF) at any time, including before cancellation. After cancellation, we maintain your data for 30 days in case you want to reactivate, then it's permanently deleted upon your request or automatically after 30 days.
How much does Nova cost?
Nova starts at $9.99/month for essential tracking, or upgrade to SuperNova at $19.99/month for unlimited accounts, automatic sync, and AI-powered analytics. Save 17% with annual billing. 14-day free trial on all paid plans. Cancel anytime.
See full pricing details →Still have questions?
Visit Help CenterStart Tracking Your Net Worth Today
Take control of your finances with confidence. Start your 14-day free trial, then choose the plan that fits your needs. Cancel anytime.
Be among the first to track your wealth with Nova