What is Nova Net Worth?

Nova is an AI-powered net worth tracking platform that helps you monitor all your assets and liabilities in one place. Track banking, investments, real estate, cryptocurrency, vehicles, and more with automatic syncing and AI-powered insights.

Can I connect my bank accounts automatically?

Yes! Nova integrates with Plaid to securely connect 12,000+ financial institutions. Your accounts sync automatically in real-time via webhooks, plus a daily refresh at 2 AM.

Nova Net Worth | Free AI-Powered Net Worth Tracker

Bank-Level Security

Your financial data is encrypted and protected with the same security standards used by financial institutions.

Real-Time Tracking

Automatically sync your accounts and get real-time updates on your net worth across all asset classes.

AI-Powered Insights

Get personalized recommendations and insights powered by artificial intelligence to optimize your wealth.

Your Complete Financial Picture

Take command as Nova brings all your assets together in one beautiful, easy-to-understand command center.

app.novanetworth.com

Nova Net Worth dashboard showing net worth tracking, asset allocation, and account balances

Nova command center: Track net worth, optimize asset allocation, and stay ahead of account balances in real-time

AI Budget Insights

Get personalized budget recommendations powered by AI

All Assets in One View

Track real estate, crypto, vehicles, and more

Track Your Growth

Visualize net worth changes over time

Credit Card Rewards Optimizer - light mode

Maximize Your RewardsComing Soon

Know which card to use for every purchase

AI You Can Actually Trust

Most finance apps bolt on a generic chatbot. Charlie is built differently — grounded in your actual data, verified before it reaches you.

Grounded Answers

Charlie answers from your actual financial data, not generic LLM training. Every insight is tied to a real number in your account.

14-Layer Verification

Every Charlie response passes through a guardrail pipeline — DLP scanner, hallucination guard, prompt-injection guard, semantic risk scorer, and more — before it reaches you.

Continuously Evaluated

A 100-case adversarial eval suite re-runs on every change, so trust doesn't regress as Nova grows. We verify Charlie works before shipping, every time.

Built for People Who Take Their Finances Seriously

A veteran-owned business building the net worth tracker we always wanted — private, transparent, and powered by AI that actually helps.

Veteran-Owned

Veteran-Owned Small Business

Nova is proudly built by a veteran-owned company. We bring military discipline to financial technology — security-first, mission-focused, and built to serve everyone. See resources for veterans.

Growing Every Day 🚀

Nova is evolving fast — shaped by real users and improving every week. We'd love your honest feedback.

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Your review helps other families discover better financial tools.

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Join Our Early Community

We're building the net worth tracker we always wanted. Be among our first users and help shape the future of personal finance.

Start Free Trial How It Works

Your Finances, Anywhere

Install Nova on your phone like a native app — no app store required

Enterprise-Grade Security

AES-256 Encryption

Military-grade security

Bank-Level Security

Enterprise-grade protection

Credential Isolation

We never see passwords

HTTPS/TLS

Encrypted connections

Veteran-Owned

Learn more about our security practices →

See all integrations →

Stop switching apps. Your complete financial picture, here.

Nova combines the best features of Monarch, YNAB, Empower, and Rocket Money — plus unique AI capabilities no competitor offers.

Tracking & Sync

12,000+ Institutions

Connect your banks in 30 seconds - never manual entry again

Auto-Sync

Your balances update as transactions happen — no refresh needed

Net Worth Tracking

See exactly how much wealthier you've become

Asset Allocation

Know where every dollar is allocated instantly

Analytics & Intelligence

Maximize Your Credit Card RewardsComing Soon

Track your credit cards with real card images and spending categories. Rewards optimization coming soon.

Spending Analytics

See where every dollar goes without lifting a finger

Charlie's Insights

Get smart recommendations that actually save you money

Subscription Tracker

Catch forgotten subscriptions draining your accounts

Planning & Goals

Smart Budgets

Stop guessing - let AI build your perfect budget

Goal Tracking

Watch your dreams become reality with visual progress

Debt Payoff

Become debt-free faster with optimized strategies

Cash Flow Forecast

Never wonder if you can afford something again

Multi-Asset Support

Banking & Credit

All your accounts in one view — checking, savings, and cards

Investments

Your full portfolio — stocks, bonds, and retirement — in one place

Real Estate

Watch your property values update automatically each quarter

Vehicles

Know your car's true value with automatic valuations

Cryptocurrency

Track crypto gains and losses in real-time

Multi-Currency

Manage wealth across borders effortlessly

Manual Assets

Track anything valuable - art, jewelry, collectibles

Liabilities

See your path to becoming completely debt-free

Automation & Export

Auto-Categorize

Never manually categorize a transaction again

Background Sync

Data refreshes overnight so you start every day current

CSV Export

Take your data anywhere - you own it completely

PDF Reports

Impress lenders with professional financial reports

Why Choose Nova?

Nova combines the best of every competitor — and adds AI trust you can actually verify.

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What Only Nova Does

Nova is the only net worth tracker with AI grounded in your actual financial data, a 14-layer guardrail pipeline, and a 100-case adversarial eval suite that re-runs on every change — all with no ads or advisor sales pitches.

Frequently Asked Questions

Everything you need to know about Nova Net Worth

Is my financial data secure?

Yes! Nova uses bank-level AES-256 encryption, secure TLS/SSL connections, and never stores your banking credentials. We use Plaid for secure bank connections, and all data is encrypted at rest and in transit. We implement enterprise-grade security controls and follow industry best practices.

Learn more about our security →

How does Plaid integration work?

Plaid is a trusted third-party service that securely connects to 12,000+ financial institutions. When you link your bank, Plaid uses read-only access to fetch your account balances and transactions. Your banking credentials are never shared with Nova - we can't move money or access your accounts directly.

What makes Nova's AI different from Monarch's or Origin's?

Most net worth apps bolted AI on as a feature — generic chatbots wrapped around your data. Charlie is grounded in your actual financial facts, validated by a 14-layer guardrail pipeline (DLP scanner, hallucination guard, prompt-injection guard, semantic risk scorer, and more), and continuously tested with a 100-case adversarial eval suite that re-runs on every change. We publish our verification infrastructure because trust in fintech has to be earned, not claimed.

Can I track cryptocurrency, real estate, and vehicles?

Absolutely! Nova supports tracking of crypto (with real-time prices), real estate (with automatic quarterly revaluations via ATTOM Data), vehicles (with MarketCheck revaluations), precious metals, collectibles, and any other asset type you can think of - manually or automatically.

Do I need to connect my bank accounts?

No! You can add any account manually including cash, investments, real estate, vehicles, cryptocurrency, and other assets. Automatic bank connections via Plaid are optional but recommended for convenience and real-time updates.

What happens to my data if I cancel?

You retain full access to your data during your paid period. You can export all your data (CSV/PDF) at any time, including before cancellation. After cancellation, we maintain your data for 30 days in case you want to reactivate, then it's permanently deleted upon your request or automatically after 30 days.

How much does Nova cost?

Nova starts at $9.99/month for essential tracking, or upgrade to SuperNova at $19.99/month for unlimited accounts, automatic sync, and AI-powered analytics. Save 17% with annual billing. 14-day free trial on all paid plans. Cancel anytime.

See full pricing details →

Still have questions?

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Take control of your finances with confidence. Start your 14-day free trial, then choose the plan that fits your needs. Cancel anytime.

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Bank-level security

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Be among the first to track your wealth with Nova

Feature	Nova	Monarch	YNAB	Empower
Net Worth Tracking	Yes	Yes	Yes	Yes
Budget Tracking	Yes	Yes	Yes	No
AI Budget Recommendations	Yes	Yes	No	No
AI-Powered Predictions	Yes	Yes	No	No
Investment Tracking	Yes	Yes	No	Yes
Real Estate Auto-RevalueExclusive	Yes	Zillow only	No	No
Vehicle Auto-RevalueExclusive	Yes	No	No	No
Cryptocurrency Tracking	Yes	Yes	No	Yes
Subscription Detection	Yes	Yes	No	No
Cash Flow Forecast	Yes	Yes	No	No
Debt Payoff Calculator	Yes	Yes	Manual	No
Financial Health Score	Yes	No	No	Yes
Plaid Integration (12,000+ Institutions)	Yes	Yes	Yes	Yes
AI Grounded in Your DataExclusive	Yes	No	No	No
AI Verification PipelineExclusive	Yes	No	No	No
Price	Free to start • Paid from $9.99/mo	$99.99/yr	$14.99/mo	Free (advisor sales)

Feature

Nova

Monarch

YNAB

Empower

Net Worth Tracking

Budget Tracking

AI Budget Recommendations

AI-Powered Predictions

Investment Tracking

Real Estate Auto-RevalueExclusive

Zillow only

Vehicle Auto-RevalueExclusive

Cryptocurrency Tracking

Subscription Detection

Cash Flow Forecast

Debt Payoff Calculator

Manual

Financial Health Score

Plaid Integration (12,000+ Institutions)

AI Grounded in Your DataExclusive

AI Verification PipelineExclusive

Price

Free to start • Paid from $9.99/mo

$99.99/yr

$14.99/mo

Free (advisor sales)

AI Net Worth TrackingYou Can Actually Trust

Key Benefits

Bank-Level Security

Real-Time Tracking

AI-Powered Insights

Your Complete Financial Picture

AI Budget Insights

All Assets in One View

Track Your Growth

Maximize Your RewardsComing Soon

AI You Can Actually Trust

Grounded Answers

14-Layer Verification

Continuously Evaluated

Built for People Who Take Their Finances Seriously

Growing Every Day 🚀

Love Nova? Share Your Experience

Join Our Early Community

Your Finances, Anywhere

Enterprise-Grade Security

AES-256 Encryption

Bank-Level Security

Credential Isolation

HTTPS/TLS

Stop switching apps. Your complete financial picture, here.

Tracking & Sync

12,000+ Institutions

Auto-Sync

Net Worth Tracking

Asset Allocation

Analytics & Intelligence

Maximize Your Credit Card RewardsComing Soon

Spending Analytics

Charlie's Insights

Subscription Tracker

Planning & Goals

Smart Budgets

Goal Tracking

Debt Payoff

Cash Flow Forecast

Multi-Asset Support

Banking & Credit

Investments

Real Estate

Vehicles

Cryptocurrency

Multi-Currency

Manual Assets

Liabilities

Automation & Export

Auto-Categorize

Background Sync

CSV Export

PDF Reports

Why Choose Nova?

What Only Nova Does

Frequently Asked Questions

Is my financial data secure?

How does Plaid integration work?

What makes Nova's AI different from Monarch's or Origin's?

Can I track cryptocurrency, real estate, and vehicles?

Do I need to connect my bank accounts?

What happens to my data if I cancel?

How much does Nova cost?

Get smarter about money

Start Tracking Your Net Worth Today

Your Complete Financial Picture

AI Budget Insights

All Assets in One View

Track Your Growth

Maximize Your RewardsComing Soon

AI You Can Actually Trust

Grounded Answers

14-Layer Verification

Continuously Evaluated

Built for People Who Take Their Finances Seriously

Growing Every Day 🚀

Love Nova? Share Your Experience

Join Our Early Community

Your Finances, Anywhere

AI Net Worth Tracking
You Can Actually Trust