Your AI Agent Can Now Track Your Net Worth Automatically

I was checking my net worth last week when it hit me — I open this dashboard every morning, scan the same numbers, and move on. Why can't my AI agent just tell me?

So we built it. Nova Net Worth now has a public API and an OpenClaw skill that lets your AI agent pull your financial data on demand. No browser. No dashboard. Just ask.

What It Does

The nova-net-worth skill gives your AI agent access to 9 endpoints covering your complete financial picture:

Daily briefing — Net worth, spending summary, account balances, health score, and AI insights in one call
Account monitoring — All 34+ account types across 12,000+ institutions
Transaction history — With category filtering, account filtering, and delta polling for changes
Spending analysis — Category breakdowns with monthly totals
Health score — Financial health grade (A-F) with component scores
AI insights — Charlie's personalized financial recommendations
Goal tracking — Progress toward savings and investment targets
Net worth history — Trend data with snapshots over time

Your agent doesn't need to scrape a dashboard or parse screenshots. It gets structured JSON data through a clean REST API.

Why This Matters

AI agents are becoming the way people interact with their tools. Instead of opening five apps every morning, your agent pulls what matters and gives you a summary.

For personal finance, this changes the game:

Proactive alerts, not reactive checking. Your agent can poll for changes and tell you when something moves — a large transaction, a balance drop, a recurring charge that doubled.

Cross-tool intelligence. Your agent already reads your email, calendar, and messages. Now it can connect "meeting with financial advisor Thursday" with "net worth dropped 2% this month" and prep you with the right context.

Natural language access. Instead of navigating menus, just ask: "What did I spend on food this month?" or "How's my net worth trending?" Your agent handles the API call and translates the response.

How to Set It Up

1. Get Your API Key

You need a SuperNova plan ($19.99/month) or higher for API access. Once subscribed:

Go to Settings → API Keys in your Nova dashboard
Click Generate New Key
Copy the key (starts with nova_)

2. Install the Skill

If you're running OpenClaw:

clawhub install nova-net-worth

Then add your API key to your OpenClaw secrets:

openclaw secret set NOVA_API_KEY nova_your_key_here

3. Start Asking

That's it. Your agent now has access to your financial data. Try:

"Give me my morning financial briefing"
"What's my net worth?"
"Show me my spending this month by category"
"Any new transactions in the last 24 hours?"
"What's my financial health score?"

For Developers: The API

Don't use OpenClaw? The API works with any tool. Full docs at novanetworth.com/api-docs.

Base URL: https://app.novanetworth.com/api/v1/agent

Authentication: Bearer token in the Authorization header.

Key endpoints:

Endpoint	What it returns
`GET /briefing`	Everything — net worth, spending, accounts, goals, health, insights
`GET /summary`	Net worth + account totals
`GET /accounts`	All accounts with balances and grouping
`GET /transactions`	Transaction history with filtering
`GET /spending`	Category breakdowns
`GET /health-score`	Financial health grade with components
`GET /insights`	AI-powered financial recommendations
`GET /goals`	Goal progress
`GET /net-worth/history`	Historical snapshots

Every response includes rate limit headers and structured error codes. The /briefing endpoint is designed for daily agent check-ins — one call gets everything.

Security First

We take API security seriously. Your key is scoped to read-only access — no agent can move money or modify accounts through the API. All calls are encrypted over HTTPS, rate-limited, and logged.

The OpenClaw skill passed ClawHub's security scan with a Benign (HIGH CONFIDENCE) rating. In a marketplace where recent research found vulnerabilities in over a third of published skills, we built ours to be an example of how skills should work: transparent, read-only, and verified.

Nova is a veteran-owned business. Trust isn't a feature — it's the foundation.

What's Next

This is version 1 of our API. We're planning:

Webhook support — Push notifications when balances change, bills are due, or anomalies are detected
Write endpoints — Log manual transactions and update goals through your agent
Multi-user support — Household access for shared financial dashboards

If you're building something with the API, we want to hear about it. Hit the feedback button in your dashboard or reach out through our Help Center.

Start Tracking Smarter

Your AI agent already manages your inbox, calendar, and tasks. Now it can manage your money too.

Start your free 14-day trial and generate an API key to connect your agent. One call to /briefing every morning and you'll never need to manually check your net worth again.

Nova was built by a veteran, for everyone who wants clarity on their financial life. Now your AI agent can have that clarity too.