Monarch Money Alternative
Monarch Money vs Nova
Monarch Money is popular for budgeting. Nova gives you a deeper, AI-powered net worth command center.
Monarch Money Alternative
Monarch Money is popular for budgeting. Nova gives you a deeper, AI-powered net worth command center.
Nova surfaces proactive recommendations and trend analysis automatically.
Track all major asset classes in one dashboard with clear growth visibility.
No ads, no product-pushing funnels — your data stays centered on your goals.
A fair comparison of Monarch Money and Nova capabilities.
| Feature | Nova | Monarch Money |
|---|---|---|
| Net worth tracking (primary focus) | ||
| Automatic bank syncing | ||
| 12,000+ bank connections | ||
| AI-powered financial insights | ||
| Real estate auto-valuations | ||
| Vehicle value tracking | ||
| Precious metals tracking | ||
| Crypto tracking | Basic | |
| Cash flow forecasting | Basic | |
| Goal projections with AI | ||
| Budgeting tools | ||
| Partner/household sharing | ||
| Data export (CSV/PDF) | Limited | |
| Privacy-first (no ads) |
| Plan | Nova | Monarch Money |
|---|---|---|
| Monthly | $9.99/month | $14.99/month |
| Annual equivalent | $8.33/month (billed yearly) | $8.33/month (billed yearly) |
| Free trial | 14 days (no card required) | 7 days |
Yes. If you want strong net worth tracking plus AI insights and broader asset coverage (real estate, vehicles, precious metals), Nova is a strong Monarch Money alternative.
Both tools support account aggregation and budgeting. Nova is more focused on complete net worth visibility and AI-powered insight generation, while Monarch is more budgeting-oriented.
Nova starts at $9.99/month. Monarch is $14.99/month monthly, with similar annual-equivalent pricing. Nova can be more affordable for users on month-to-month billing.
See how Nova stacks up against other popular finance tools.