How to Export Your Mint Data and Start Fresh in 2026

Mint shut down on March 23, 2024.

If you migrated your account to Credit Karma in the weeks before shutdown, some of your data came along. If you didn't, most of it is probably gone. Either way, you're likely still dealing with the aftermath: missing transaction history, scrambled categories, or a net worth tracking gap that spans years.

This guide walks through exactly what happened to your Mint data, how to salvage whatever you can, and how to set yourself up properly in 2026 so this doesn't happen again.

What Happened to Your Mint Data

When Intuit announced Mint's closure, they directed users to migrate to Credit Karma, another Intuit product. For users who completed the migration before the March 23, 2024 deadline, the transition looked something like this:

What came over: Account connections (banks, credit cards, loans) were transferred. Some transaction history migrated as well, though the amount varied by user and account type.

What didn't survive cleanly: Spending categories were largely scrambled. Mint had years of your custom categories; Credit Karma had its own categorization system. The two didn't map neatly, so imported transactions often landed in the wrong buckets or as "uncategorized."

What was mostly lost: Historical net worth data. Mint's net worth tracking feature showed your total wealth over time, with monthly snapshots going back years. That longitudinal view didn't carry over. Many users who had been tracking their finances since 2015 or 2016 found years of net worth history simply gone.

If you didn't migrate at all: The data is gone. Intuit shut down the servers and didn't provide a way to retrieve it after the deadline.

It's a frustrating situation. Years of diligent tracking, erased. But there's more you can do than you might think.

How to Get Your Data Out of Credit Karma

Here's the honest part: Credit Karma does not have an official "export to CSV" button. Unlike Mint, which did support data export, Credit Karma's transaction view is display-only. There's no built-in download option in your account settings.

That said, there are a few practical ways to get your data out:

Option 1: Use a Community Export Tool

A developer built an open-source script that pulls Credit Karma transactions via the app's internal API and exports them as a CSV file in Mint's original format. The tool is available on GitHub at mmrobins/creditkarma_export_transactions.

The process requires some comfort with the command line. Here's the general flow:

Log into Credit Karma in your browser
Navigate to the Net Worth Transactions page
Open your browser's developer tools (F12), go to the Network tab, and refresh the page
Find a request with an authorization header and copy the token value (not the "Bearer" prefix)
Clone the GitHub repo and run the script with your token

The script paginates through your full transaction history and outputs a CSV file. It has reportedly pulled data going back to 2008 in some tests. The access tokens expire quickly (around 10 minutes), so you may need to refresh if the export stalls.

Caveats: This is unofficial. It works by reading data the way your browser does, not through a sanctioned API. It may break if Credit Karma changes their system. And it requires Ruby to be installed, which is standard on Mac but needs setup on Windows.

Option 2: Manual Copy or Browser Extension

If you only need a few months of transactions and don't want to deal with scripts, you can:

Load your transactions in the Credit Karma browser interface, select the rows, and copy-paste into a spreadsheet
Use a browser extension like "Instant Data Scraper" to extract the table data automatically
Screenshot your transaction history and run it through an OCR tool like Google Lens to convert it to text

These methods work for small datasets. For multi-year history, the script is faster and more reliable.

Option 3: Go Straight to Your Banks

Credit Karma is an aggregator. The real source of truth is your bank and credit card portals. Most major banks let you export transaction history directly as a CSV from your account dashboard.

This is often the cleanest path. Bank exports are standardized, complete, and don't depend on Mint or Credit Karma having preserved anything correctly.

What to Do If You Didn't Migrate

If you missed the migration window, the transaction-level data is gone. But you can still reconstruct the financial picture that matters most.

Pull statements from your banks. Most banks and credit card companies retain statement history for 5 to 7 years. Log into each account and download PDFs or CSV exports for the periods you care about. This gives you spending totals by month, even if you have to do some manual categorization.

Check your tax returns. Your annual tax returns are a surprisingly good financial snapshot. They capture total income, investment gains, contributions to retirement accounts, and in some cases property values. If you want to reconstruct what your net worth looked like in 2019 or 2021, a tax return gets you most of the way there.

Estimate net worth at key dates. You don't need month-by-month precision. Pick meaningful moments: the start of each year, the date you paid off a major debt, the year you bought a house. Pull account balances and loan balances from your statements around those dates and calculate a rough net worth figure. Even rough historical anchors are more useful than a blank chart.

Where to Import Your Data

Once you have a CSV, these apps offer the cleanest import paths:

Monarch Money has solid CSV import functionality. It was built partly to serve former Mint users, and the transaction import flow handles Mint-format CSVs reasonably well. You'll still need to remap some categories, but the tool guides you through it.

YNAB accepts CSV imports, but the experience requires more work. YNAB uses a zero-based budgeting approach that doesn't map cleanly to how Mint categorized spending. Expect to spend time reformatting and recategorizing if you want your historical data to fit YNAB's system.

Tiller is a spreadsheet-based tool that connects to Google Sheets or Excel. Because it's spreadsheet-native, it handles any CSV you throw at it. If you're comfortable with spreadsheets and want maximum flexibility, Tiller is worth considering.

Nova is primarily a net worth tracker rather than a transaction manager. It doesn't have a transaction import flow. What it does well: connect all your current accounts for live net worth tracking, and let you enter historical net worth snapshots manually. If you want to preserve your financial history as a chart of where your wealth stood at key points, you can enter those manually and Nova will plot them alongside your current data.

Each app serves a slightly different need. Monarch and YNAB are strong if you want to resume transaction-level budgeting. Tiller is flexible if you want to own your data in a spreadsheet. Nova is the right fit if net worth tracking is the primary goal.

The Case for Just Starting Fresh

There's a version of this where you spend a weekend reconstructing old data, importing CSVs, remapping categories, and entering historical snapshots. And there's another version where you just connect your current accounts to a new app today and let it build forward.

Both are valid. But the fresh-start option is underrated.

Here's why it works: financial tracking is most useful as a habit, not as an archive. What matters is knowing your current net worth, watching it trend over time, and catching problems early. You don't need five years of historical Mint data to do that. You need to know what you're worth today, and then check again in a month.

If you start now, you'll have six months of clean data by September. By this time next year, you'll have a full year of trends. You almost certainly won't miss the old Mint data at that point.

The past data was valuable when it was live and accumulating. Spending hours to reconstruct an imperfect version of it is a different calculation. For most people, starting fresh and building new habits is the better return on your time.

Setting Up for Success This Time

Whether you're migrating old data or starting fresh, a few practices make the difference between a tool that lasts and one you abandon in three months:

Pick one primary app and commit. It's tempting to try Monarch, YNAB, and Nova simultaneously to see which one feels right. This backfires. You'll connect some accounts to each, fail to keep any of them fully synced, and end up with fragmented data across three tools. Pick one, connect everything to it, and give it 60 days before evaluating.

Connect all your accounts in a single session. The biggest reason people abandon financial apps is that they connect a few accounts on day one and then never finish the setup. Set aside an hour, get every account connected at once, and then the tool can actually show you the full picture.

Set a monthly check-in reminder. The value of these tools compounds over time. A quick 10-minute review once a month is what turns "I have this app" into actual financial awareness. Put it on your calendar now.

Consider pairing a budgeting app with a net worth tracker. These are different tools for different jobs. A budgeting app like YNAB tracks where your money goes month to month. A net worth tracker shows whether your overall wealth is growing. Mint tried to do both and did each one reasonably well. Most of its successors specialize in one or the other. If both matter to you, pairing two focused tools often beats one app that does both halfway.

Mint is gone, and that's genuinely a loss. But two years out, there are real alternatives that have closed most of the gap. The best time to get your financial tracking back on track was last year. The second-best time is today.